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closing costs

Costs payable by both seller and buyer at the time of settlement, when the purchase of a property is finalized. These costs can be up to ten percent of the mortgage amount and usually include but are not limited to the following: Fees Paid to the Lender

  • Origination fee
  • Discount points
  • Credit report fee
  • Appraisal fee
  • Assumption fee if loan is assumed
Fees Paid in Advance
  • Interest from the closing date to the beginning of the 1st payment
  • Hazard insurance premium
  • Mortgage insurance premium
Other Charges
  • Title search and title insurance
  • Sales commissions
  • Legal and recording fees
  • Inspection and survey fees
  • Property taxes and other adjustments
  • Processing and document preparation fees

Source : Ginnie Mae - Government National Mortgage Association - GNMA

Language : English

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